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• Automobile related - Broken down car, no insurance, tickets, etc. 
• Decline in Public Assistance - Current TANF benefits and food stamps combined are below the poverty level in every state; in fact, the median TANF benefit for a family of three is approximately one-third of the poverty level. Thus, contrary to popular opinion, welfare does not provide relief from poverty. 
• Divorce - Divorce often leaves one of the spouses homeless. Most often it’s the father, but sometimes it’s the mother and children or everyone involved. 
• Domestic Violence - Battered women who live in poverty are often forced to choose between abusive relationships and homelessness. 
• Drug and Alcohol related problems - Rates of alcohol and drug abuse are disproportionately high among the homeless population. 
• Illness - For families and individuals struggling to pay the rent, a serious illness or disability can start a downward spiral into homelessness, beginning with a lost job, depletion of savings to pay for care, and eventual eviction. 
• Job loss - No income to pay rent. 
• Lack of affordable housing- The lack of affordable housing has lead to high rent burdens (rents which absorb a high proportion of income), overcrowding, and substandard housing. 
• Lack of child support - In families where child support is ordered but not paid, the decrease in income can lead to an inability to pay rent, utilities, or both. 
• Low wages - Declining wages have put housing out of reach for many workers: in every state, more than the minimum wage is required to afford a one- or two-bedroom apartment at Fair Market Rent. 
• Mental Illness - Approximately 20-25% of the single adult homeless population suffer from some form of severe and persistent mental illness. 
• Natural Disaster / Fire - Situations where due to chance a fire, tornado, flood or hurricane renders housing inhabitable. 
• Physical Disabilities - Disabled individuals may be unable to work or find appropriate employment. For those receiving SSI, they often struggle to obtain and maintain stable housing. 
• Post Traumatic Stress Disorder - This disorder is common with veterans and those that have been in violent situations. It can make it difficult to have a stable life. 
• Poverty - Being poor means being an illness, an accident, or a paycheck away from living on the streets.
• Roommates - When one or more roommates falls through with their end of the bargain, they can be a reason for others becoming homeless. 
• Severe Depression - Can make it impossible for an individual to maintain a stable life. 
• Tragedy - It is surprising how many people just quit functioning because their families died or were killed...sometimes recently...other times 15 years ago...other times 30 years ago.