| Causes
of Homelessness
How Much is Enough? |
Fair Market Rent is based on a formula where 60% of
renters pay more for rent and utilities and 40% pay less, as set by the
Department of Housing and Urban Development. Fair
Market Rent for Columbus, Georgia: $498
for a one bedroom *
An income of $19,950 is required or an hourly wage of $9.59 at 40 hours a
week. $570 for a two bedroom *
An income of $22,800 is required or an hourly wage of $10.96 at 40 hours
a week. $758 for a three bedroom *
An income of $30,300 is required or an hourly wage of $14.57 at 40 hours
a week. Think about this... Yearly
Gross Income of $16,090 or a Monthly Gross Income of $ 1,340.83 Minus Taxes $
160.00 = $1,180.00 Minus Rent AND
Utilities $ 648.00 =
$ 532.00 child care needed to work
($68 per week)
Minus Child Care $
272.00 = $ 260.00
$260.83 There
is now $260.83 for groceries, toiletries, transportation and health care a
month. Depending upon the family’s assets they might qualify for
food stamps and will need to complete the application process.
In the meantime the family must visit the food pantries in the area.
But even food pantries have rules about the frequency of visits so they
must have a plan to make sure they don’t visit the same one within the
forbidden time period. They can’t
even think about getting sick; they can’t afford to visit the doctor’s
office or even to purchase over the counter medications.
Unless they live within walking distance from their place of employment
and day care center, they must pay for public transportation or pay for vehicle
maintenance and gasoline.
In this situation the family is one illness, a vehicle breakdown, a
missed paycheck, or several months of high utility costs away from becoming
homeless. Please see the National Low Income Housing Coalition (www.NLIHC.org) Out of Reach for additional information on America's housing wage. |
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| Homeless Resource
Network
2221 2nd Avenue P.O. Box 811 Columbus, Georgia 31902 (706) 571-3399 or 1-800-341-9371 |
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